New UPI rules starting November 1: Google Pay, PhonePe, Amazon Pay and other app users take note

Starting November 1, 2024, NPCI introduces new UPI changes including an auto top-up feature and higher transaction limits for UPI Lite. Transactions up to Rs 1,000 no longer require a PIN, while wallet balance limits increase to Rs 5,000. The auto top-up feature recharges the UPI Lite account automatically, enhancing convenience for small-value payments.