The loans that Credit Fair will lend will have a principal of minimum Rs. 10,000 and a minimum tenure of six months with new to credit borrowers and borrowers who have a credit score. “It could be good if there is more clarity on P2P lending from the regulator like if digital lending guidelines apply here, or more simplification in assignment and transfer of loans, or clarity on primary and secondary market in P2P”, said Aditya Damani, CEO, Credit Fair.