Unsecured loans in focus, fintechs see NBFC credit taps drying up / Fintech News / By asmit Large NBFCs like Aditya Birla Finance and Poonawalla Fincorp have informed the fintech startups they do business with that they will no longer provide capital for the highly risky buy-now-pay-later (BNPL) and very small ticket size consumer loans.